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Policyholder Coverage

Protecting Your Insurance Protection

 

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Insurance carriers often attempt to disclaim policy coverage rights, rather than promptly honoring clearly valid claims. Goldberg & Connolly's Policyholder Coverage Group represents entities in disputes where insurance carriers have engaged in such practices. We assist policyholder entities in leveling the playing field by enforcing the terms of business insurance policies. We assist clients in obtaining the full policy benefits for which they have paid.

 

Maintaining insurance coverage is an essential asset protection strategy for any viable business. We focus expertise by representing only policyholders. We do not represent insurers in coverage disputes.

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Our attorneys work with insurance brokers and agents, corporate risk managers, as well as clients' financial professionals and in-house counsel to pursue insurance coverage claims. We help structure settlement and litigation strategies that compel insurers to assume full financial responsibility when and where they should.

 

 When our clients face significant third-party liability exposure, we take measures on their behalf to ensure that insurers live up to both their defense and indemnity obligations. We routinely enforce coverage rights under liability policies of all types, including CGL, umbrella and excess, as well as other specialty liability policies.  We are often called upon to defend our clients' interests in Labor Law 240/241 (New York Scaffold Law) actions when unjustified coverage disclaimers by compensated carriers leave policyholder companies at risk. When our clients suffer first party property or business losses, we also enforce indemnity obligations under applicable commercial property policies, such as Builders Risk. 

 

Goldberg & Connolly attorneys have written many articles on insurance coverage issues. Many of these articles have been published in insurance industry magazines and papers and are posted on our website. To access Goldberg & Connolly articles please click here

 

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